Calculators & Tools
23 smart calculators, zero spreadsheets
From PPF maturity to loan EMIs and term insurance cover — every calculator runs inside the Financial Guidance app, and advisors can share results as branded client PDF reports.
Government Savings Schemes
FreePPF Calculator
Estimate the maturity value of your Public Provident Fund account from your yearly deposit, tenure and interest rate.
Open calculatorNPS Calculator
Project your National Pension System corpus and monthly pension at retirement from your contributions and expected returns.
Open calculatorSSY Calculator
Plan a girl child's future — estimate the Sukanya Samriddhi Yojana maturity value from your yearly deposits.
Open calculatorSCSS Calculator
Estimate the quarterly interest income and maturity amount from the Senior Citizens Savings Scheme.
Open calculatorPOMIS Calculator
Work out the monthly income your Post Office Monthly Income Scheme deposit can generate.
Open calculatorNSC Calculator
Estimate the maturity value of a National Savings Certificate investment over its 5-year term.
Open calculatorKVP Calculator
See how long Kisan Vikas Patra takes to double your investment and what you receive at maturity.
Open calculatorPO RD Calculator
Estimate the maturity amount of a Post Office Recurring Deposit from your monthly instalment.
Open calculatorScheme Mix Calculator
Combine government savings schemes and compare where each rupee works hardest for your goal.
Open calculatorLoans
FreeEMI Calculator
Calculate the monthly EMI for any loan — home, car or personal — from the amount, interest rate and tenure.
Open calculatorLoan Eligibility Calculator
Estimate the loan amount you may qualify for based on your income and existing obligations.
Open calculatorLoan Compare Calculator
Compare two loan offers side by side on EMI, total interest and total cost before you borrow.
Open calculatorPrepayment Calculator
See how part-prepaying your loan reduces the interest burden and shortens your tenure.
Open calculatorBalance Transfer Calculator
Check whether moving your loan to a lower-rate lender actually reduces what you repay overall.
Open calculatorInsurance & Protection
ProHuman Life Value (HLV) Calculator
Estimate your Human Life Value — the life cover your family would need if your income stopped tomorrow.
Open calculatorTerm Insurance Calculator
Find out how much term life cover your family needs and compare it with your existing cover to see the protection gap.
Open calculatorULIP Calculator
Understand ULIP returns and charges before mixing insurance with investment in one product.
Open calculatorCompare Plans Calculator
Compare insurance plans side by side on cover, premium and benefits before you recommend or buy.
Open calculatorGoal Planning
ProChild Plan Calculator
Estimate how much to save for your child's education and big milestones, starting today.
Open calculatorHealth Check Calculator
Check whether your health insurance cover is enough for today's medical costs in your city.
Open calculatorRetirement Calculator
Estimate the retirement corpus you need and the monthly saving required to reach it.
Open calculator