Question 1

Is Financial Guidance free to use?

Accepted Answer

Yes. The app includes free bite-size lessons, quizzes and certificates across all major topics. Optional Learner and Professional premium plans unlock advanced tracks and the full Sales Academy, and are listed on the Pricing page.

Question 2

What topics does the app cover?

Accepted Answer

Fourteen subjects across two fresh learning paths — Start Smart for the basics and Grow Like a Pro for advanced and professional tracks.

Question 3

Does the app help with IC-38 exam preparation?

Accepted Answer

Yes. The IC-38 track offers structured chapter notes, chapter quizzes, full mock tests and an exam countdown to help insurance advisor aspirants prepare for the IRDAI IC-38 exam.

Question 4

What do insurance and finance professionals get?

Accepted Answer

Professionals get a Sales Academy with 7 Pro topics, advisor calculators that generate branded client PDF reports, a Social Media Studio with daily and festival posters, Pro Badges on passed quizzes and a Verified Professional badge.

Question 5

How do I buy a premium plan?

Accepted Answer

Plans are purchased inside the Financial Guidance app on Google Play. This website does not require any account or login — just download the app and choose a plan there.

Question 6

Is Financial Guidance investment or insurance advice?

Accepted Answer

No. Financial Guidance provides educational content only and does not offer investment or insurance advice. For decisions about your finances, consult a qualified professional.

Human Life Value (HLV) Calculator

What you enter

What you get

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Human Life Value (HLV) — common questions

Human Life Value (HLV) Calculator

What you enter

What you get

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Human Life Value (HLV) — common questions

What is Human Life Value?

How much life cover do I need?